You pay rent on time every month and get zero credit for it. Now you can change that. We report the rent you’re already paying to Experian and TransUnion so your score grows on autopilot.
Your Credit Score
From rent reporting alone 🏠
8
Reports
Sent
2+1
Bureaus
Reported / Monitored
A+
Payment
History
60+
Avg Credit Points Gained
2+1
Bureaus Reported / Monitored
24 Mo
Rent History Lookback
FCRA
Federally Compliant
Four quick taps. We use the same model that calculates the personalized boost for paid members. No email, no card, no commitment.
4 quick questions
Live recompute on every tap.
What's your credit score today?
Monthly rent?
How long at your current place?
Other active credit accounts?
Your estimated boost
+— to +—pts within 45 days
Based on patterns we see in similar profiles. Your exact result depends on your full credit file.
Estimate ranges are based on patterns we've seen across our member base. Your exact boost depends on your full credit file. Bureaus refresh on their own schedule — typically 30 to 45 days from first report.
Three steps. Under 2 minutes. Real credit results.
Pick Basic or Premium. Create your account in under 2 minutes. Just $1 to start your 7-day trial.
Confirm your identity and lease details inside our bureau partner’s secure component. No documents to upload on our side — your info goes directly to the bureau.
We report your on-time rent to Experian and TransUnion every month. Your score grows automatically.
Rent reported to Experian and TransUnion. Premium adds 3-bureau credit monitoring.
We furnish your on-time rent payments to Experian and TransUnion every month through our bureau partner Array.com. Premium members add credit-score monitoring across all 3 bureaus (Experian + Equifax + TransUnion) so every lender pull reflects your full picture.
Report up to 2 years of past rent payments for an immediate score boost.
In addition to the rent you pay going forward, we work with your landlord to verify and report up to 24 months of past on-time rent in your first submission. Most members see their first score jump within 30 days instead of waiting half a year for a new tradeline to age.
Monitor SSN, breach activity, address changes, and dark-web exposure 24/7.
Our identity engine scans dark-web markets, breach databases, and public records 24/7 for your SSN, email, phone, and address. The moment your data shows up where it shouldn’t, you get an alert — backed by $1M identity-theft insurance and dedicated restoration support if anything is ever misused.
We handle credit report disputes on your behalf — Premium feature.
Spot an error on your report? Flag it in the dashboard and our dispute team files the formal FCRA challenge with the bureau, drafts the letters, tracks the 30-day clock, and escalates if they stall. You sign once; we handle the rest.
See how future actions affect your score before you make them. Premium feature.
Thinking of opening a card, paying down a balance, or closing an old account? Drop the scenario into the simulator and see the projected score impact — based on your actual profile, not generic averages — before you commit.
Instant notifications for every credit change, report, and score update.
New inquiry, balance change, address update, score movement — every event on your file pings your phone in real time. Customise the noise level: critical-only, weekly digest, or everything that moves.
Refer your landlord — they get a free landlord dashboard, you earn bonus credit.
Refer your landlord and they get a free landlord dashboard with tenant payment tracking. Every landlord who signs up via your link earns you bonus account credit. Built-in win-win that helps your verification go faster too.
Personalized federal repayment-plan match for $99/year.
If you have federal student loans, our $99/year add-on finds the right income-driven repayment plan for your situation and handles the full enrollment with your loan servicer. The annual billing covers the federally-required re-enrollment each year. Optional — only available if you have federal student loans.
24/7 plain-English answers about your credit, score moves, and what to do next.
Ask anything — “why did my score drop?”, “should I dispute this?”, “how do I improve utilisation?” — and get a clear, sourced answer in seconds. Trained on FCRA law, bureau quirks, and our actual credit-building playbook.
Full feature catalogue + side-by-side vs Self, RentReporters, and reportyourrent.com
"I went from 580 to 665 in 5 months! My landlord thanked me for introducing him to the platform. Getting my first credit card was SO much easier."
Maria G.
Schoolteacher · Houston, TX
"The 24-month lookback is a game changer. They reported 2 years of rent history and my score jumped 48 points in 2 weeks. Unreal."
DeShawn M.
Logistics Worker · Atlanta, GA
"The AI assistant reminded me about my lease and even helped get my landlord info submitted. Whole setup took 10 minutes. Absolutely worth it."
Ana R.
Healthcare Worker · Los Angeles, CA
Turn the biggest check you write each month into your biggest credit asset.
Choose Your Plan →Rent Credit Assistant AI
Online — AI-powered
Drop your email and we'll send a one-tap link to start your $1.00 7-day trial whenever you're ready. No spam, just a single reminder.
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